Ep. 93 How To Start Investing, Clear Your Debt & Take Control Of Your Finances With Simran Kaur

In episode 93 of the 'Working Hard, Hardly Working' podcast, host Grace Beverley engages in a comprehensive discussion with Simran Kaur, a VC and Angel investor, financial columnist, and founder of Girls That Invest. Simran shares her journey from being an optometrist to becoming an influential figure in the investment world, emphasizing the importance of financial literacy and empowerment, particularly for women. The conversation delves into actionable advice on how to start investing, the significance of clearing debt, and taking control of personal finances. Simran's approach to explaining complex financial concepts in simple terms resonates with the audience, making the subject of investment accessible to all. The episode covers the initial steps one should take before investing, such as establishing an emergency fund and paying off high-interest debt. Simran also discusses the value of index funds, the role of brokers, and the importance of understanding one's risk tolerance when investing. The discussion touches on the impact of trends on investment decisions, with Simran cautioning against speculative investments that promise quick returns. The episode concludes with a candid conversation about the correlation between financial success, self-worth, and fulfillment, with both Simran and Grace sharing personal anecdotes that highlight the non-monetary aspects of success and happiness.